Can I use the 5% Deposit Scheme with other grants?
Yes! Locale helps you stack the 5% Deposit Scheme (previously known as the First Home Guarantee (FHBG), stamp duty concessions, and [...]
What is LMI?
Lenders’ Mortgage Insurance (LMI) is insurance that protects the lender if you default on your loan repayments. It is required [...]
How is my borrowing capacity determined?
So, how do you decide on the budget for your first home? Determining your borrowing capacity for your first home [...]
What kind of loan is available for house and land packages?
There is a type of loan that is specifically designed for house and land packages. It's called a construction home [...]
Do I need to pay stamp duty on a house and land package?
Stamp duty, also known as transfer duty, is a tax that applies to all property and land purchases or transfers. [...]
