Can I use the 5% Deposit Scheme with other grants?
Yes! Locale helps you stack the 5% Deposit Scheme (previously known as the First Home Guarantee (FHBG), stamp duty concessions, and [...]
What changes have been made to the Australian Government 5% Deposit Scheme?
The scheme, previously known as First Home Guarantee, has been expanded on earlier than initially planned, launched on 1 October [...]
What is LMI?
Lenders’ Mortgage Insurance (LMI) is insurance that protects the lender if you default on your loan repayments. It is required [...]
How is my borrowing capacity determined?
So, how do you decide on the budget for your first home? Determining your borrowing capacity for your first home [...]
Do I need to pay stamp duty on a house and land package?
Stamp duty, also known as transfer duty, is a tax that applies to all property and land purchases or transfers. [...]
What is a house and land package?
This is where we bundle a block of land and a home design that perfectly fits the lot and design [...]
Do you only work with first home buyers?
We are committed to helping anyone find their perfect place, regardless of whether it's their first, second, or third home. [...]
