- All
- Building Broker
- Finance
- First Home Buyers
- First Home Guarantee
- Home Designs
- House and land
- House and Land QLD
- House and Land VIC
- On a Mission
- Why Locale
Yes. Most of our packages can be personalised to suit your block orientation, lifestyle, and budget, from floorplan tweaks to finish selections.
They’re great for first home buyers, families needing space, downsizers wanting a brand new home, or investors looking for a modern build in desirable locations.
We invest in relationships with our developer partners, from Australia’s largest master-planned communities to small boutique developments, providing you with the largest selection of land in Brisbane and across South East Queensland, and everywhere in between.
You’ll find our house and land packages north of Brisbane in Morayfield, Caboolture, Narangba, Burpengary, Burpengary East and Bellmere; west through Ipswich, Ripley, Collingwood Park, White Rock, Fernvale, Rosewood, Gatton and Lowood; south through Logan, Yarrabilba, Flagstone and Beaudesert; and out to Toowoomba, the Sunshine Coast and Gympie.
Stamp duty, also known as transfer duty, is a tax that applies to all property and land purchases or transfers. However, when you build a home, you do not pay stamp duty on the house, as there’s no transfer taking place. You only pay stamp duty on the block of land you purchase.
In Western Australia, first home buyers do not pay stamp duty on land purchased up to the value of up to $450,000. For land purchased between $450,000 and $550,000, there are concessions available, which reduce the amount of stamp duty payable.
This is something to consider when deciding between building your first home or buying an established one – it could result in significant savings.
Everyone.
Of course, we would say that. But if you answer yes to any of these questions, a building broker could be a game-changer for you:
- First home buyer?
- Overwhelmed and not sure where to start?
- Too busy to shop around or even get started?
- Wasting time comparing builders and specs?
- Are you wasting time shopping around for a builder?
- Need advice on what builder to go with?
- New to the state and unsure about builders or finance options and government incentives?
- Looking for a full-service solution to sorting your finances, finding land, and the perfect home design from a builder that will deliver?
If any of these sound like you, we’re here to help simplify the process and guide you every step of the way. We’ll do that hard work for you.
Want to chat about how it all works? Book a free consult here.
We invest in relationships with our developer partners, from Australia’s largest master-planned communities to small boutique developments, providing you with the largest selection of land from Two Rocks to Mandurah, all the way down to the Margaret River, and everywhere in between.
There is a type of loan that is specifically designed for house and land packages. It’s called a construction home loan, and it works a bit differently than a loan for an established property.
When you settle on the land, the lender won’t give you all of the funds from the loan. Instead, they’ll partially draw your home loan and release some of the funds to purchase the land. The remaining funds will be held by the lender and used to pay the builder’s progress claims as you reach certain milestones during construction.
Because of this, during the construction phase, your repayments will be reduced as you’ll only be required to pay the interest. Once your home loan is fully drawn (meaning you’ve paid the builder in full and received your keys), you’ll start making principal and interest payments.
An open floor plan combines common areas like the kitchen, dining room, and living room to create a more spacious and connected environment. It’s popular because it enhances natural light, improves traffic flow, and fosters social interaction. People love these layouts because they bring in more natural light, improve traffic flow, and encourage social interaction. These designs are perfect for entertaining guests or for young families. Imagine being in the kitchen putting the finishing touches on dinner while still being part of the conversation—or keeping an eye on the kids.
Instead of purchasing the land and then separately designing and building a home, a house and land package allows you to select a home design that fits the chosen block, streamlining the process. The approach will allow you to work towards a specific budget, with no hidden surprises.
Absolutely! One of the great advantages of building your home from scratch is that you have complete control. You can tweak your chosen design to perfectly match your preferences and needs. With our extensive selection of home designs, brought to you by a panel of quality builders, you might just find your dream layout without needing any changes.
One of the benefits of a new build is being able to create a more energy efficient home. The more energy efficient your home, the less you will spend on power bills.
Here are some key features we consider:
- North-facing living areas to maximize sunlight in winter.
- Internal doors close off areas that don’t need heating or cooling all the time.
- High-quality insulation in walls, ceilings, and floors.
- Draught-proofing to seal any gaps or cracks.
- Double glazing on windows or thick curtains for insulation.
- Energy-efficient appliances.
Building your first home from the ground up gives you so much choice – you are in control. And because everything is brand new, you won’t find yourself trying to love a bright red splashback or dealing with stained carpets. You can also be sure that it meets the latest building standards, meets sustainability requirements, is safe and secure for your family, and with appliances that are in warranty, you will have a home that needs a lot less care and maintenance. Plus, in WA, there are great incentives for first home buyers when building, which could mean significant savings or getting onto the property ladder sooner. When buying new, you are securing the land and the building as a wholesale product. Once built, often there is an uplift in value due to being a retail ‘ready built’ product. When you build, you get to create your perfect place from scratch.
Narrow lot home designs are specifically crafted for blocks that are narrower in width. Despite the smaller footprint, these designs offer plenty of space and functionality. Our narrow lot home designs feature open-plan living, plenty of storage space, and excellent inclusions. You’ll be amazed at how much can be incorporated into a narrow block house design.
Rear-loaded or rear-garage access designs are created for blocks with rear laneways for vehicle access. This is a common feature in newer land estates in Perth, designed to offer cost-effective lots while maintaining functionality. With the garage located at the rear, it keeps the front of your home uncluttered and attractive. With cleverly designed rear-loaded floor plans, you don’t need to compromise on living space – this is what we work through with you to evaluate a design to suit your lifestyle.
The scheme, previously known as First Home Guarantee, has been expanded on earlier than initially planned, launched on 1 October 2025 instead of January 2026. Here’s what’s new:
- No more place limits
Previously capped at around 50,000 spots per year, the scheme will now have unlimited places, so any eligible first home buyer with a 5% deposit can apply. - No income caps
Income thresholds (previously $125,000 for individuals and $200,000 for couples) have been removed completely—high-income earners can now also qualify. - Significantly higher property price caps
The maximum property values eligible under the scheme are rising across all states to better reflect market conditions. Highlights include:
WA (Perth metro): from $600,000 → $850,000
Other states also see major increases (e.g., Sydney to $1.5M; Brisbane to $1M)
No. Your New Home Advocate can help you understand where you stand and connect you with the right people to explore your financial position.
No. Locale can help you explore suitable locations and land options based on your goals and budget.
Yes! Locale helps you stack the 5% Deposit Scheme (previously known as the First Home Guarantee (FHBG), stamp duty concessions, and even our Deposit Boost with the scheme.
Eligibility criteria apply.
That is exactly when a conversation can help. You do not need to know what home you want or have every detail worked out.
Nothing. You do not pay Locale a service fee. Locale is compensated by the builder you choose.
No. The first conversation is about understanding where you are and helping you identify the right next step.
The final answer should only be used if the no-pressure statement accurately reflects Locale’s sales process.
Building a new home involves a lot of moving parts: from finding land and choosing a design, to comparing builders, understanding contracts, and managing costs. For most buyers, it’s unfamiliar territory.
A building broker helps you make sense of it all.
Just like a mortgage broker compares lenders, a building broker compares builders, helping you navigate the process with less stress and better outcomes.
People choose to work with a building broker because they want:
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Independent advice – not recommendations based on a builder’s bottom line.
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More builder and design choices – without having to shop around or be stuck with what one builder has on offer.
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Clarity on pricing and inclusions – including hidden costs that might catch you off guard.
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Guidance on timelines, contracts and the process – transparent and explained in plain language.
- Support from start to finish – from planning to key handover.
It’s about saving time, money, and hassle, while gaining confidence in your decisions.
Your new home journey deserves a better buying experience.
Going straight to a builder often means you’re only seeing one option. Their homes, their pricing, their terms.
A building broker works differently. We act as your advocate, comparing multiple builders and designs to help you find the best fit for your needs, goals, and budget.
Here’s why people choose a broker over going it alone:
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More choice: We compare a wide range of builders and floorplans — not just one catalogue.
- Peace of mind: Rely on the people in the know, who have vetted builders and selected those who will deliver.
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Impartial advice: We’re not tied to any one builder, so our guidance is genuinely in your best interest.
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Better deals: With insider industry knowledge, we can negotiate inclusions, price holds, build times and more.
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Clarity and confidence: We explain contracts, flag hidden costs, and break down the fine print so nothing catches you off guard.
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Ongoing support: From land sourcing to key handover, we’re by your side the whole way. We’re your property partner for life, after all.
Put simply: you get more value, less stress, and a better build experience when you have an expert in your corner.
No, it doesn’t cost you a cent more.
Building brokers, like us, are paid by the builder – the same way a sales rep working at a builder would be. The difference? We work for you, not them.
Instead of pushing one builder’s product, we compare a panel of trusted builders who have been handpicked for their quality, reliability, and customer care. We constantly review this panel to ensure they’re still delivering on time, to standard, and without overpromising and taking on too much work (because this will hurt your build experience in the long run).
So while the builder pays us, our loyalty is to you.
So, how do you decide on the budget for your first home? Determining your borrowing capacity for your first home involves several factors that assess your ability to meet home loan repayments. The process is crucial for banks and lenders to ensure responsible lending practices. Here’s what they typically consider:
- Income
- Assets
- Debts
- Living expenses
- Credit score
- Property value
- Type of home loan
- Deposit amount
Every piece of land comes with a document called a Title, a legal document issued by the Government that details the land’s information and the current owner’s name.
We’re your go-to property partner for all your home ownership requirements. We provide you with guidance and support every step of the way as you embark on this exciting journey.
We work exclusively for you. We’re not a builder, a land developer, or a lender. Instead, we focus solely on advocating for what you need to find your perfect home, location, and financial solution.
Essentially, we replace the sales consultant at the building company and land developer (much like a mortgage broker, only for your build).
We are shifting the way homes are purchased. As your main point of contact, we make sure that you don’t have to speak with multiple people and navigate complex procedures on your own.
We keep the process simple and easy, and provide you with the most choice and independent advice – it’s all about you.
The best part? Our service is free.
That’s the Locale Homes difference.
*Terms and conditions apply. Locale Homes reserve the right to alter or amend any offers without prior notice
We may look shiny and new, but we’re backed by industry-leading talent who have navigated the industry’s highs and lows, all while maintaining a customer-centric approach.
With decades of experience, we are in partnership with some of the industry’s biggest names. Why does this matter? It gives us the ability to connect you with the perfect home, land, and finance options at competitive prices, with no extra fees.
Our founder, Adam Schaal, started Locale Homes with one simple premise in mind. It was that West Australians deserved a better property buying experience – one that’s focused on the customer’s needs and aspirations, not those of big corporations.
With over 10+ years in the building industry, in successful Executive Leadership positions, Adam Schaal brings a strong understanding of the industry’s intricacies, customers’ needs, and pain points, and how these can be effectively addressed in an industry that is ready for disruption.
His commitment to customer satisfaction is at the core of everything we do, and we will always go the extra mile to ensure that you have a hassle-free and enjoyable experience.
Yes, we work with all land developers, from the largest in Australia to smaller, boutique developments.
Our reputation in the industry has given us unparalleled access to a wide range of land estates. This allows us to offer our customers an extensive selection of land options that are tailored to their specific needs and preferences.
Additionally, as we work for you, we are here to advocate for the best lot of land and contract terms.
No, we’re not a builder. We will work with you to identify what will make your home truly unique and meet your requirements. Once we have a clear understanding of your vision, we’ll help you find the perfect builder who can make your dreams a reality.
Throughout the process, we’ll be your singular point of contact and guide you every step of the way. We’ll provide you with a behind-the-scenes look at all the important considerations involved in designing and selecting your home. We want to make this process hassle-free so that you can focus on enjoying the exciting journey of creating your dream home.
Our Managing Director has led some of Australia’s most successful building brands, so we know exactly how the industry works and what you need to consider when making one of your largest life decisions.
This independence means we’ll tell you what you need to hear, not just what you want to hear to get you to sign on the dotted line. We vet our partners for financial stability, quality construction standards, and high customer satisfaction. We take care of the important details so you have peace of mind.
In a way, yes – you could consider us to be a building broker platform with a finance arm. However, there’s a significant difference between Locale Homes and other building brokers out there. We’re proud to bring a level of scale and sophistication to the West Australian market (and eventually nationwide) that is unparalleled in the industry.
One of the ways we differentiate ourselves is through our ability to seamlessly integrate with builders using best-in-class processes, our dedicated support teams, and our ongoing investment in technology platforms. This means that we’re able to align with different builders’ processes and offer you a streamlined, hassle-free experience. You’ll have a singular point of contact throughout the entire buying journey, from attaining finance, selecting your land, to building your dream home. No need to worry about the confusion that comes when dealing with multiple people.
You can rest assured knowing that we will be by your side, offering guidance through the decision-making process and helping you steer clear of any costly mistakes.
We are committed to helping anyone find their perfect place, regardless of whether it’s their first, second, or third home.
While we do offer a helping hand to first homebuyers in particular, we are here to support all buyers in their home-buying journey. Our focus is on providing a customer-centric experience that is personalised to your unique needs and aspirations.
Choosing to work with Locale Homes means you’ll have a property partner in your corner every step of the way. Advocating for you. We’ll take the time to understand your unique needs, so we can help guide you toward the perfect place for you, not what’s best for anyone else.
There are numerous factors to consider when building your dream home, such as design, land utilisation, and inclusions and our primary aim is to simplify the entire process, making it stress-free and easy. We’ll tell you everything you need to hear so you feel empowered to make the right decision.
Leveraging our industry experience, we also work on your behalf to negotiate the best deal.
Got a question?
Let us know below and we’ll get back to you with an answer.
