Together, this is how we do it:
Competitive Finance Solution
Our goal is to get you financially fit.
With access to a wide range of competitive home loans and government incentives, we will find a financial solution that suits your life and supports your future aspirations.
We’ll do the legwork to present you with the right options and help you navigate all the requirements. You can count on us to be transparent with you. We’ll always tell you what you need to hear, not just what you want to hear because that’s what good partners do.
Finding your perfect Locale
Finding your perfect location is more than just a search for a physical address. We take the time to understand your current stage of life and unique requirements so we can help you find your dream locale.
We invest in relationships with our developer partners, from Australia’s largest master-planned communities to small boutique developments so we can offer our customers a wide range of options.
Our expertise in growth areas and future resale potential means we’ll guide you toward the locations that align with your goals for both today and tomorrow. You can count on us to negotiate the best deal, incentives, and contractual terms on your behalf.
At Locale Homes, we will make the perfect location possible.
Your Home
Bringing it all together. Your home is your very own space. It should speak to who you are and reflect your way of living. We want you to look beyond the everyday and create a home that you are proud of, a place you want to share with family and friends.
There are numerous factors to consider when building your dream home such as; sustainability, design, land utilisation, compliance, and inclusions. Our goal is to simplify the entire process, making it enjoyable and smooth.
You’ll have peace of mind knowing you have someone in your corner to guide you through the decision-making process and help you avoid any costly mistakes.
Together, we’ll create a home that is uniquely yours.
What our clients say
Dealing with Locale Homes has been an absolute pleasure. They found a block and home. Every step of the way was smooth and easy. Locale Homes did all the work with genuine care for the client’s wants. I would highly recommend anyone to deal with Locale Homes.
I couldn’t be happier with the experience. Pyncess did a phenomenal job. From start to finish, Pyncess was incredibly helpful, knowledgeable, and patient. She answered all my questions and made the entire process smooth and stress-free. Thanks to her, I found the perfect home that meets all my needs.
The team has been super helpful. This is my first time buying and Oumi has gone above and beyond to answer any and every question I have and assist me. They’re a great team and I’m super thankful to have them helping me with this journey!
Locale homes has been awesome to deal with and Ivano has been an absolute star, from explaining every little detail to dealing with builder issues as they arise. If I were to build again I would definitely be giving Ivano a call.
I highly recommend! Locale Homes! My husband and I decided to look at building our first home. With so many companies out there offering you the world, Locale stood out to us the most. A one-stop shop for all things home and land.
My Fiancé and I are currently in the process of building our first home together, Pryncess has truly made this experience much easier with her guidance and positive attitude. As we are first home buyers we have little knowledge about building a home. Pryncess ensured we know exactly what is going on and presented it in a way that helped us understand the full process. She has also kept us in the loop with absolutely everything that has gone on, and has consistent communication with us to make sure we are happy with everything and letting us know about any updates, next steps, etc which we have really appreciated.
Let’s get to know a little more about you:
This is where we bundle a block of land and a home design that perfectly fits the lot and design guidelines of the estate in one package deal.
Instead of purchasing the land and then separately designing and building a home, a house and land package allows you to select a home design that fits the chosen block, streamlining the process. The approach will allow you to work towards a specific budget, with no hidden surprises.
Our team will help you select a block, which reduces surprises that may not seem obvious if you buy directly from a developer – reducing costs and enabling you to maximise the home design on your block of land.
This is a popular solution for first home buyers.
Stamp duty, also known as transfer duty, is a tax that applies to all property and land purchases or transfers. However, when you build a home, you do not pay stamp duty on the house, as there’s no transfer taking place. You only pay stamp duty on the block of land you purchase.
First home buyers do not pay stamp duty on land purchased up to the value of $300,000. For land purchased between $300,001 and $400,000, there are concessions available, which reduce the amount of stamp duty payable.
This is something to consider when deciding between building your first home or buying an established one – it could result in significant savings.
Everyone.
Of course we would say that. But if you answer yes to any of these questions, a building broker could be a game-changer for you:
- First home buyer?
- Overwhelmed and not sure where to start?
- Too busy to shop around or even get started?
- Wasting time comparing builders and specs?
- Are you wasting time shopping around for a builder?
- Need advice on what builder to go with?
- New to WA and unsure about builders or finance options and government incentives?
- Looking for a full service solution to sorting your finance, finding land and the perfect home design from a builder that will deliver?
If any of these sound like you, we’re here to help simplify the process and guide you every step of the way. We’ll do that hard work for you.
Want to chat about how it all works? Book a free consult here.
We invest in relationships with our developer partners, from Australia’s largest master-planned communities to small boutique developments, providing you with the largest selection of land from Two Rocks to Mandurah, all the way down to the Magaret River, and everywhere in between.
There is a type of loan that is specifically designed for house and land packages. It’s called a construction home loan and it works a bit differently than a loan for an established property.
When you settle on the land, the lender won’t give you all of the funds from the loan. Instead, they’ll partially draw your home loan and release some of the funds to purchase the land. The remaining funds will be held by the lender and used to pay the builder’s progress claims as you reach certain milestones during construction.
Because of this, during the construction phase, your repayments will be reduced as you’ll only be required to pay the interest. Once your home loan is fully drawn (meaning you’ve paid the builder in full and received your keys), you’ll start making principal and interest payments.
Because we work with a panel of vetted builders you get to choose from hundreds of designs, including single-story homes; dual-key or multi-generational solutions; large family homes; and well-designed townhouses.
An open floor plan combines common areas like the kitchen, dining room and living room to create a more spacious and connected environment. It’s popular because it enhances natural light, improves traffic flow, and fosters social interaction. People love these layouts because they bring in more natural light, improve traffic flow, and encourage social interaction. These designs are perfect for entertaining guests or for young families. Imagine being in the kitchen putting the finishing touches on dinner while still being part of the conversation—or keeping an eye on the kids.
Instead of purchasing the land and then separately designing and building a home, a house and land package allows you to select a home design that fits the chosen block, streamlining the process. The approach will allow you to work towards a specific budget, with no hidden surprises.
Absolutely! One of the great advantages of building your home from scratch is that you have complete control. You can tweak your chosen design to perfectly match your preferences and needs. But with our extensive selection of home designs, brought to you by a panel of quality builders, you might just find your dream layout without needing any changes.
One of the benefits of a new build is being able to create a more energy efficient home. The more energy efficient your home, the less you will spend on power bills.
Here are some key features we consider:
- North-facing living areas to maximize sunlight in winter.
- Internal doors to close off areas that don’t need heating or cooling all the time.
- High quality insulation in walls, ceilings and floors.
- Draught-proofing to seal any gaps or cracks.
- Double glazing on windows or thick curtains for insulation.
- Energy efficient appliances.
Building your first home from the ground up gives you so much choice – you are in control. And because everything is brand new, you won’t find yourself trying to love a bright red splashback or dealing with stained carpets. You can also be sure that it meets the latest building standards, meets sustainability requirements, is safe and secure for your family, and with appliances that are in warranty, you will have a home that needs a lot less care and maintenance. Plus, in WA, there are great incentives for first home buyers when building, which could mean significant savings or getting onto the property ladder sooner. When buying new, you are securing the land and the building as a wholesale product. Once built, often there is an uplift in value due to being a retail ‘ready built’ product. When you build, you get to create your perfect place from scratch.
A squat lot is a type of block that is more square in shape, generally around 20 meters in length. While shorter than some other blocks in Perth, squat lots can still offer ample space for a beautiful home. Our range of home designs suited to these types of blocks to maximize every corner of your block, ensuring you don’t have to compromise. These designs feature open-plan living, ample storage, and great inclusions, perfect for squat lots. If backyard space is a priority, you can also select a design suited for a squat lot on a longer block to create more outdoor space.
Narrow lot home designs are specifically crafted for blocks that are narrower in width. Despite the smaller footprint, these designs offer plenty of space and functionality. Our narrow lot home designs feature open-plan living, plenty of storage space, and excellent inclusions. You’ll be amazed at how much can be incorporated into a narrow block house design.
Rear-loaded or rear-garage access designs are created for blocks with rear laneways for vehicle access. This is a common feature in newer land estates in Perth, designed to offer cost-effective lots while maintaining functionality. With the garage located at the rear, it keeps the front of your home uncluttered and attractive. With cleverly designed rear-loaded floor plans you don’t need to compromise on living space – this is what we work through with you to evaluate a design to suit your lifestyle.
So, how do you decide on the budget for your first home? Determining your borrowing capacity for your first home involves several factors that assess your ability to meet home loan repayments. The process is crucial for banks and lenders to ensure responsible lending practices. Here’s what they typically consider:
- Income
- Assets
- Debts
- Living expenses
- Credit score
- Property value
- Type of home loan
- Deposit amount
Lenders’ Mortgage Insurance (LMI) is insurance that protects the lender if you default on your loan repayments. It is required if you borrow more than 80% of your home’s value. LMI can be avoided in a few ways; by saving for a larger deposit; having someone guarantee your loan; applying for a Keystart loan; or utilising other government incentives.
The actual amount of LMI that you’ll pay depends on the LVR, the lender’s rates and other factors about the property being purchased. LMI can end up costing several thousand dollars, so if you can avoid it, that’s the best case – instead spend that money on furnishing your new home.
Every piece of land comes with a document called a Title, a legal document issued by the Government that details the land’s information and the current owner’s name.
In some cases, lots in new estates may not have Titles issued yet, which can be a good thing, depending on your circumstances. This allows you to lock in today’s land price with a holding deposit. Whilst you save, prepare for the build, you are gaining value/equity on your property.
A building broker, new homes advocate, or new homes broker is a professional (or team in our case) who assists buyers in navigating the intricate process of building a new home from start to finish. Instead of working for a builder, a land developer or a bank, a building broker works for you.
They serve as your partner and guide throughout the whole home buying journey – from sorting out your finances, searching for land, finding the right home design, selecting the builder, all the way through construction. Their primary role is to streamline the process making the often overwhelming journey feel exciting while ensuring you feel empowered in your decisions. We’re here to ensure you achieve a high-quality home build through a trusted builder at the best possible price and on time.
When you engage a building broker, they take the time to fully understand your requirements and aspirations, as well as financial situation. Since building brokers are independent, with extensive experience in the industry, they are dedicated to helping you make an informed decision and by working with a panel of builders, they ensure you get a competitive deal.
Using a broker, you gain peace of mind knowing that you have an experienced and unbiased building expert by your side throughout the entire building journey.
We’re your go-to property partner for all your home ownership requirements. We provide you with guidance and support every step of the way as you embark on this exciting journey.
We work exclusively for you. We’re not a builder, a land developer, or a lender. Instead, we focus solely on advocating for what you need to find your perfect home, location and finance solution. Essentially, we replace the sales consultant at the building company and land developer (much like a mortgage broker, only for your build).
We are shifting the way homes are purchased. As your main point of contact, we make sure that you don’t have to speak with multiple people and navigate complex procedures on your own.
We keep the process simple and easy, and provide you with the most choice and independent advice – it’s all about you.
The best part? Our service is free.
That’s the Locale Homes difference.
Buying your first home should be a special experience and we’re here to make sure that’s exactly what you get.
We always put you first – we’re your advocate.
With Locale Homes you’ll enjoy one seamless process, customized to you, so you can avoid having to work with multiple people (land, builder, finance).
You’ll get access to the biggest home and land choice in Perth, all under one roof. We’re able to source the best options for you, offer transparency and empower you with independent advice so you can make the right decision. No need to walk through multiple display homes, or get hassled by multiple salespeople.
With your best interests at heart, we will tell you what you need to hear, not what you want to hear. That’s what good partners do.
Our partnerships with WA’s leading builders and land developers mean you can count on us to negotiate the best deal for you.
Our ethos is to attract and retain the industry’s best talent, so we have the right experience you can rely on.
All customers will have direct access to our Managing Director to ensure you have the best experience because we want to be your property partner for life.
Locale Homes customers will receive; a lifetime structural guarantee for their home, a timeframe guarantee, a price lock guarantee, a fixed siteworks guarantee with a fixed price with no hidden costs, a professional aftercare program, and a bespoke online portal – that has everything*
*Terms and conditions apply. Locale Homes reserve the right to alter or amend any offers without prior notice
At Locale Homes, we are your dedicated property partner. We advocate for your needs and guide you along the journey of building your first home.
Our approach is unique in the industry. We bring a new level of scale and sophistication to the West Australian market that sets us apart.
One of the ways we differentiate ourselves is through our best-in-class processes, our support teams, and our ongoing investment into technology platforms which allows us to seamlessly integrate with builders to enhance your experience. So, unlike traditional building brokers, we’re not just a middle-person. With Locale Homes, you’ll have a single point of contact throughout the entire home-buying journey, from finance to land selection and building. You’ll have peace of mind knowing you have someone in your corner to guide you through the decision-making process, who can advocate for you and help you avoid any costly mistakes.
Unlike others, we are not aligned with any single builder or lender. This independence means you get honest advice free from confusing and conflicting promises.
While we’re not builders or brokers in the traditional sense, we’re your one-stop shop for all your home-building needs. Why waste time being sold to by multiple builders? You’ll have access to a huge range of designs from our panel of trusted builders, all in one place. Our team will compare inclusions, specifications, and builder guarantees to ensure you get the best deal.
We are committed to living up to our ‘property partner for life’ values and have big plans for the future. With new and innovative businesses in the making, we’re with you for the long haul and it is an exciting time to join the industry revolution.
We may look shiny and new, but we’re backed by industry-leading talent who have navigated the industry’s highs and lows, all while maintaining a customer-centric approach.
With decades of experience, we are in partnership with some of the industry’s biggest names. Why does this matter? It gives us the ability to connect you with the perfect home, land, and finance options at competitive prices, with no extra fees.
Our founder Adam Schaal started Locale Homes with one simple premise in mind. It was that West Australians deserved a better property buying experience – one that’s focused on the customer’s needs and aspirations, not those of big corporations.
With over 10+ years in the building industry, in successful Executive Leadership positions, Adam Schaal brings a strong understanding of the industry’s intricacies, customers’ needs, and pain points, and how these can be effectively addressed in an industry that is ready for disruption.
His commitment to customer satisfaction is at the core of everything we do, and we will always go the extra mile to ensure that you have a hassle-free and enjoyable experience.
Yes, we work with all land developers, from the largest in Australia to smaller, boutique developments.
Our reputation in the industry has given us unparalleled access to a wide range of land estates. This allows us to offer our customers an extensive selection of land options that are tailored to their specific needs and preferences.
Additionally, as we work for you, we are here to advocate for the best lot of land and contract terms.
At Locale Homes, we do not charge any additional upfront fees to our customers.
We get paid by the respective building company when we identify the right home for our clients. If you choose to work with our in-house finance team at Locale Finance, our in-house finance brokers get paid by the banks directly so there are no extra costs to you.
This model follows the same standard approach as other insurance or financial brokerages.
Our business is based on customer experience and advocacy, unlike individual corporations pushing their one product on you. We are all for choice and providing unbiased advice.
Your price will be comparable and often more affordable than other new home options, with the added value of having an advocate with you each step of the way to ensure your expectations are met and your purchasing experience is one to be celebrated.
We focus on providing true value for money for our customers. We ensure you’re aligned with a builder that can deliver on; customer experience, timeframes, quality construction, high-level finishes, proper aftercare, and a lifetime warranty. We carefully select and partner with builders who share our values and have a proven track record of working in the best interest of our customers.
This means you can have peace of mind knowing that you won’t find yourself in a horror story scenario with hidden costs, poor quality, and prolonged building times.
If you do not proceed, there is no cost to you. We’re here to advocate for our customers and if you choose to not proceed based on what is right for you, we are in support of your decision.
No, we’re not a builder. We will work with you to identify what will make your home truly unique and meets your requirements. Once we have a clear understanding of your vision, we’ll help you find the perfect builder who can make your dreams a reality.
Throughout the process, we’ll be your singular point of contact and guide you every step of the way. We’ll provide you with a behind-the-scenes look at all the important considerations involved in designing and selecting your home. We want to make this process hassle-free so that you can focus on enjoying the exciting journey of creating your dream home.
Our Managing Director has led some of Australia’s most successful building brands, so we know exactly how the industry works and what you need to consider when making one of your largest life decisions.
This independence means we’ll tell you what you need to hear, not just what you want to hear to get you to sign on the dotted line. We vet our partners for financial stability, quality construction standards, and high customer satisfaction. We take care of the important details so you have peace of mind.
In a way, yes – you could consider us to be a building broker platform with a finance arm. However, there’s a significant difference between Locale Homes and other building brokers out there. We’re proud to bring a level of scale and sophistication to the West Australian market (and eventually nationwide) that is unparalleled in the industry.
One of the ways we differentiate ourselves is through our ability to seamlessly integrate with builders using best-in-class processes, our dedicated support teams, and our ongoing investment in technology platforms. This means that we’re able to align with different builders’ processes and offer you a streamlined, hassle-free experience. You’ll have a singular point of contact throughout the entire buying journey, from attaining finance, selecting your land, to building your dream home. No need to worry about the confusion that comes when dealing with multiple people.
You can rest assured knowing that we will be by your side, offering guidance through the decision-making process and helping you steer clear of any costly mistakes.
We are committed to helping anyone find their perfect place, regardless of whether it’s their first, second, or third home.
While we do offer a helping hand to first homebuyers in particular, we are here to support all buyers in their home-buying journey. Our focus is on providing a customer-centric experience that is personalised to your unique needs and aspirations.
Choosing to work with Locale Homes means you’ll have a property partner in your corner every step of the way. Advocating for you. We’ll take the time to understand your unique needs, so we can help guide you toward the perfect place for you, not what’s best for anyone else.
There are numerous factors to consider when building your dream home, such as design, land utilisation, and inclusions and our primary aim is to simplify the entire process, making it stress-free and easy. We’ll tell you everything you need to hear so you feel empowered to make the right decision.
You also get choice, choice without all of the hard work researching and speaking to different builders. That’s what we do.
Leveraging our industry experience, we also work on your behalf to negotiate the best deal.
Which first home buyer are you?
There is a place that is just perfect for you, your budget and your specific time in life. We will help you find your place, your locale.
Our team can help you discover what you really want in your home and help you achieve it. We do this by working closely with you throughout the whole process, from start to finish.
