Your First Home.
We've Got You.

Helping you build smart, not stressed.

Empowering you with confidence, clarity, and choice - we're the building broker that champions your journey, not the builder's bottom line.

First home buyers2026-08-20T16:22:41+08:00

Why Perth first home buyers trust Locale Homes

We’re changing the way people achieve home ownership. We help you take control, backed by a team who genuinely cares and delivers with purpose. With Locale Homes, you get a process that’s built around your needs, not the sales goals of a builder.

It’s all about you

Our team takes the time to understand you and your needs, so we can help you secure the best solution and help create a home that’s uniquely yours.

We are your property partner that is with you every step of the way.

Clear advice & real support

We speak your language and simplify every step. You’ll never feel pressured or lost in jargon, just equipped to make smart, confident decisions.

There are no silly questions!

Curated panel of builders

No more guesswork, no more biased sales pitches. We work with a team of vetted building organisations, meaning we find the best fit for your needs.

A star rating for FIFO Home Buyers

Quality vetting process

We do the leg work to make sure that the builder will be able to complete your home, at a high standard, on time, and on budget.

Quality for FIFO Home Buyers

Independent, transparent, on your side

We put you, the buyer, first – always. That means challenging industry norms, advocating for better outcomes, and offering you transparency and support from day one.

A young couple and their dog standing in a new home under construction.
A young couple and their dog standing in a new home under construction.

Understanding your options

There’s never been a better time to get started than right now. Perth’s diverse market offers incredible opportunities for every budget and desire. Take a look at the wide range of options available – your dream home could be closer than you think.

Keystart is a WA Government-backed home loan option designed to make buying your first home easier. With just a 2% deposit, no Lenders Mortgage Insurance, and no monthly account fees, it’s a great way to reduce upfront costs and get into your own place sooner.

Key benefits:

  • 2% deposit
  • No Lenders Mortgage Insurance (saves you thousands)
  • No monthly account fees
  • First Home Owner Grant can go toward your deposit
  • No savings needed

See full eligibility criteria and how we can help you apply.

Our $25,000 Deposit Boost is designed to help you bridge the gap and get into your first home sooner.

Plus: Combine it with the $10,000 First Home Owner Grant for a total boost of up to $35,000.

Check your eligibility and how it works.

With access to Perth’s largest range of home designs through our network of trusted builders, we’ll find options that suit your lifestyle, budget, and wishlist, saving you the legwork.

Find your perfect plan.

Your parents (or grandparents, or siblings) can help you get a home loan by using equity from their home as a guarantee against your loan. Equity is the difference between the property value and the home loan amount.
Your family doesn’t need to give you money for a deposit or assist with home loan repayments. Usually, the lender will register 80% of the home loan against your new home and the remaining 20% against the guarantor’s existing home which means the guarantee is limited and your family is protected.

Once you have enough equity in your property (either through growth in house values, paying off the home loan, or a combination of both), you can remove the guarantee.

You could be eligible for a $10,000 grant to put towards your new home, with no strings attached. That’s right, no catches, no interest, and no need to pay it back.

Find out if you are eligible here.

You may be able to buy your perfect place with a much smaller deposit through the Australian Government’s First Home Guarantee scheme.

This means, if you’re eligible, you could purchase a home with as little as 5% deposit without paying Lenders Mortgage Insurance. The government guarantees the rest for the banks!

Ready to get started with a real advocate on your side?

Stop navigating confusing promises alone. Start with a partner who’s committed to making your experience smooth and successful.

This field is for validation purposes and should be left unchanged.
(Required)

By submitting this form, you acknowledge that you have read and agree to our Privacy Policy and that you consent to receiving future updates and marketing communications from us and in doing so, you can unsubscribe at any time.

To rent (or keep renting)
that is the question…

Paying rent week after week can feel like pouring your hard-earned money into someone else’s pocket, covering a mortgage, just not your own. If you’ve just moved out (or are about to), it can feel like a trap: an endless cycle that leaves you falling behind while others step into the market. But what if that same money could go toward building something that’s yours?

With the right support and a plan that fits your lifestyle, building your first home can be not just possible, but smart.

If setting down roots in one place is not the right move for you right now, but you want to get onto the property ladder, rentvesting might be the perfect solution for you.

Convert your rent

How much rent do you pay per week?

Often you can achieve your perfect place for what you are paying in rent. Use our calculator to see what's possible.

Over a 2 year period you will pay your landlord

$money

Go Back and start again

If you want to stop paying your landlord's mortgage and get into a home of your own, find out if you qualify now!

Do I Qualify?

We are not a builder…
or a banker or a developer.

As your dedicated new home broker, we are on your side. We champion your best interests, expertly negotiate the best deal and provide the straightforward advice you need to hear, every time.

Backed by our expertise in Perth’s property and building landscape, we navigate the complexities, foresee hidden costs and know precisely who to trust with your dream. Expect clear communication, genuine advocacy, and an unmatched selection – all delivered by an expert who is 100% in your corner. First home buyers deserve an exceptional experience, and that’s exactly what we deliver.

What we do for you:

Pre-approval with expert finance partners

Match you with a vetted builder

Source the block of land that you will call your new locale

End-to-end support through to handover

adam schaal headshot, director of Locale Homes

We are here to make something special happen.

Our founder Adam Schaal started Locale Homes with one simple premise in mind. It was that West Australians deserved a better property buying experience – one that’s focused on the customer’s needs and aspirations, not those of big corporations.

We have decades of experience and are in partnership with some of the industry’s biggest names. Why does this matter? It gives us the ability to connect you with the perfect home, land, and finance options at affordable prices, with no extra or hidden fees.

Experience the Locale Homes difference where you’ll have one point of contact, offering guidance and advocating for you, at every step in your homeownership journey.

What our clients say

Don’t just take our word for it, our clients say it better than we ever could.

★★★★★

Shea was very professional and made the purchase of our land and house package happen! Without her we probably never would of pulled the trigger.

So stoked. Thanks Shea and team.

Sam Lord, Google Reviews

★★★★★

I can’t recommend Josh Beardsall at Locale Homes enough. His help and guidance in choosing and securing the perfect block of land for my new home was amazing. Josh made what could have been a stressful process feel incredibly straightforward. If you are looking for a home advocate who truly has your back, Josh is your guy!!! Thanks mate

Travis P, Google Reviews

★★★★★

I had the opportunity of meeting Brett last year. Even when we fell short financially, he never gave up and always looked for ways to make it work for us. He kept in touch from time to time until the day came when he found something that makes home ownership possible for us. We are very thankful for his dedication and guidance that we are now able to enter the property market and have secured a nice block of land that falls within our budget. He also helped us find a great builder with nice house designs. I highly recommend Brett and Ankit of Locale Homes to anyone who is planning to build a house. They will surely guide you well to achieve your goals of home ownership. Thank you that we have started our home ownership journey with you guys.

khary osmena, Google Reviews

★★★★★

​I cannot recommend Audris at Locale Homes highly enough! From our very first meeting, she was incredibly friendly and approachable, making what could have been a stressful process feel exciting and manageable.
​She went above and beyond to help me secure the perfect piece of land, but more importantly, she gave me the confidence I needed to actually start my building journey. I am so grateful for her expertise and genuine care.

Kelly Heesom, Google Reviews

★★★★★

Thanks to Kristen and the team for finding me the perfect block of land and organising everything from working with developers and builders to finding the perfect house plan. The whole process has been fantastic, they always answer every question, keep me in the loop with updates and I would be so lost without all their work. Highly recommend Locale Homes.

Clare Castieau, Google Reviews

★★★★★

Monique from locale homes is super helpful & detailed about your house and land packages !
Our transition was much smoother using her to break down everything and to have a clear plan as we didn’t know where to start.

Highly recommend the locale homes group & Monique Juratovac if anybody is looking to build a house.

Adam Stewart, Google Reviews

★★★★★
Adam and the team at Locale Homes are awesome. Easy to talk to, very well organized and efficient. We feel at ease diving into this major life milestone with the Locale Team in our corner. Can’t recommend enough!

Callum Webber, Google Reviews

★★★★★

This is my partners and I first time building a home, and we’ve been nothing but pleased and impressed with our representative and the team at Locale Homes.
Our representative, Tayla Juratovac, has been so supportive and knowledgeable. Any concerns weve had along the way have been promptly addressed, and any info and advice we needed was always provided in the best possible way. We were expecting it to be a big tedious daunting process, but so far its been great, having Tayla and the team at Locale to guide us through has taken all the stress and worry out of it.
Looking forward to navigating the rest of the build with Tayla and Locale, and cant wait to see the end result. I think we`re in good hands.

Travis Wilson, Google Reviews

Not sure if you’re ready to take the plunge?

We understand that buying your first home is a huge decision, and you might have some questions or feel unsure about the next steps. That’s perfectly normal! We’ve created some helpful resources specifically for first home buyers in Perth to help you feel more confident and informed.

Take the first step in your ownership journey with our FREE First Home Buyer’s Guide.

Why buy new?2024-07-29T16:12:30+08:00

Building your first home from the ground up gives you so much choice – you are in control. And because everything is brand new, you won’t find yourself trying to love a bright red splashback or dealing with stained carpets. You can also be sure that it meets the latest building standards, meets sustainability requirements, is safe and secure for your family, and with appliances that are in warranty, you will have a home that needs a lot less care and maintenance. Plus, in WA, there are great incentives for first home buyers when building, which could mean significant savings or getting onto the property ladder sooner. When buying new, you are securing the land and the building as a wholesale product. Once built, often there is an uplift in value due to being a retail ‘ready built’ product. When you build, you get to create your perfect place from scratch.

How is my borrowing capacity determined?2024-05-25T21:15:04+08:00

So, how do you decide on the budget for your first home? Determining your borrowing capacity for your first home involves several factors that assess your ability to meet home loan repayments. The process is crucial for banks and lenders to ensure responsible lending practices. Here’s what they typically consider:

  • Income
  • Assets
  • Debts
  • Living expenses
  • Credit score
  • Property value
  • Type of home loan
  • Deposit amount
Do I need to pay stamp duty on a house and land package?2026-09-10T19:24:11+08:00

Stamp duty, also known as transfer duty, is a tax that applies to all property and land purchases or transfers. However, when you build a home, you do not pay stamp duty on the house, as there’s no transfer taking place. You only pay stamp duty on the block of land you purchase.

In Western Australia, first home buyers do not pay stamp duty on land purchased up to the value of up to $450,000. For land purchased between $450,000 and $550,000, there are concessions available, which reduce the amount of stamp duty payable.

This is something to consider when deciding between building your first home or buying an established one – it could result in significant savings.

What are Rear-Loaded Designs?2026-01-15T08:55:21+08:00

Rear-loaded or rear-garage access designs are created for blocks with rear laneways for vehicle access. This is a common feature in newer land estates in Perth, designed to offer cost-effective lots while maintaining functionality. With the garage located at the rear, it keeps the front of your home uncluttered and attractive. With cleverly designed rear-loaded floor plans, you don’t need to compromise on living space – this is what we work through with you to evaluate a design to suit your lifestyle.

Who is a house & land package best suited for?2026-09-10T19:12:41+08:00

They’re great for first home buyers, families needing space, downsizers wanting a brand new home, or investors looking for a modern build in desirable locations.

How much deposit do I need?2026-01-22T14:09:56+08:00
For the 5% Deposit Scheme (previously known as the First Home Guarantee (FHBG), you need a deposit of 5% of the house and land package price.
Note: There are strategies that allow you to lock in a package today and continue to save this deposit (ask us about untitled land!)

Let’s get to know a little more about you:

There is a place that is just perfect for you, your budget and your specific time in life. We will help you find your place, your locale.

Our team can help you discover what you really want in your home and help you achieve it. We do this by working closely with you throughout the whole process, from start to finish.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Are you a first home buyer?*
Are you currently renting?*

Your details

By submitting this form, you acknowledge that you have read and agree to our Privacy Policy and that you consent to receiving future updates and marketing communications from us and in doing so, you can unsubscribe at any time.

Create your perfect place.

We’re all about customised house and land packages. Let us know what you’re looking for and we’ll do the hard work to make it happen.

Endless choice.

Through our select panel of builders we have a huge range of home deesigns so you can find your perfect place. From dual key and narrow two-storey to family homes, and everything in between.

Your property partners.

As new home advocates we’re 100% independent from the banks, the builders and developers.