Start smart, move faster.

Your first home doesn’t have to be your forever home.

Start smart, move faster2025-11-27T09:33:04+08:00

Building your first home is more than a milestone, it’s a moment that sets the stage for everything ahead. And with the right guidance, it’s a decision you’ll never look back on.

It’s yours, completely.

From the suburb to the floor plan, your first home reflects your life, not someone else’s leftovers. You’ll choose the location, design, and features that suit your lifestyle now and into the future.

You’re investing in you.

Every repayment builds your equity, not your landlord’s. Instead of rent going nowhere, you’re putting your money into something that grows with you.

You avoid costly mistakes.

Building can be confusing, but we’ve done it thousands of times. You’ll avoid the traps, hidden costs, and “wish we knew” moments that catch so many first-time buyers out.

You get to feel proud.

We celebrate every milestone with you, from finance approval to slab down to handover day (you did it). Because building your first home should feel exciting, not exhausting.

A young couple and their dog standing in a new home under construction.

Your first home doesn’t need to tick every box.

We are here to help Perth buyers build smart from the start. That might mean a smaller block, a simpler design, or a suburb you hadn’t considered yet, but with one big upside: you get in the game.

By owning your first home sooner, you’re not just paying off a mortgage instead of rent, you’re building equity you can use to upgrade into your next home faster.

Whether you’re a first home buyer or thinking about rentvesting, our team will help you plan a smart strategy, that will work for you now and the future. And with access to Perth’s most trusted builders, land options, and expert finance brokers under one roof,  we make the process easier and completely tailored to you.

Not sure if you’re ready to take the plunge?

We understand that building a home is a huge decision, and you might have some questions or feel unsure about the next steps. That’s perfectly normal! We’ve created some helpful resources specifically for first home buyers in Perth to help you feel more confident and informed.

Take the first step in your ownership journey with our FREE First Home Buyer’s Guide.

Why starting small pays off big

The truth is, most people can’t out-save the market. But, with the right first step, team on your side and strategy, you can leap ahead.
Every step you take builds momentum over time. We are your property partner for life.

Bringing a refreshing approach to finance. We listen first, guide you through every step, and make finance feel like progress, not pressure.

Changing the game for first home buyers. We’re an independent and customer-first building broker. Helping to navigate the process without the overwhelm.

Empowering Australians to take control of their future. We use smart property strategies to help people build real financial freedom.

Your questions answered

What is a house and land package?2026-09-10T19:12:41+08:00
This is where we bundle a block of land and a home design that perfectly fits the lot and design guidelines of the estate in one package deal.
Instead of purchasing the land and then separately designing and building a home, a house and land package allows you to select a home design that fits the chosen block, streamlining the process. The approach will allow you to work towards a specific budget, with no hidden surprises.
Our team will help you select a block, which reduces surprises that may not seem obvious if you buy directly from a developer, reducing costs and enabling you to maximise the home design on your block of land.
This is a popular solution for first home buyers.
Do I need to pay stamp duty on a house and land package?2026-09-10T19:24:11+08:00

Stamp duty, also known as transfer duty, is a tax that applies to all property and land purchases or transfers. However, when you build a home, you do not pay stamp duty on the house, as there’s no transfer taking place. You only pay stamp duty on the block of land you purchase.

In Western Australia, first home buyers do not pay stamp duty on land purchased up to the value of up to $450,000. For land purchased between $450,000 and $550,000, there are concessions available, which reduce the amount of stamp duty payable.

This is something to consider when deciding between building your first home or buying an established one – it could result in significant savings.

Do you only work with first home buyers?2024-05-08T10:15:30+08:00

We are committed to helping anyone find their perfect place, regardless of whether it’s their first, second, or third home.

While we do offer a helping hand to first homebuyers in particular, we are here to support all buyers in their home-buying journey. Our focus is on providing a customer-centric experience that is personalised to your unique needs and aspirations.

What changes have been made to the Australian Government 5% Deposit Scheme?2026-01-21T14:52:23+08:00

The scheme, previously known as First Home Guarantee, has been expanded on earlier than initially planned, launched on 1 October 2025 instead of January 2026. Here’s what’s new:

  1. No more place limits
    Previously capped at around 50,000 spots per year, the scheme will now have unlimited places, so any eligible first home buyer with a 5% deposit can apply.
  2. No income caps
    Income thresholds (previously $125,000 for individuals and $200,000 for couples) have been removed completely—high-income earners can now also qualify.
  3. Significantly higher property price caps
    The maximum property values eligible under the scheme are rising across all states to better reflect market conditions. Highlights include:
    WA (Perth metro): from $600,000 → $850,000
    Other states also see major increases (e.g., Sydney to $1.5M; Brisbane to $1M)
What is LMI?2026-08-04T16:54:36+08:00
Lenders’ Mortgage Insurance (LMI) is insurance that protects the lender if you default on your loan repayments. It is required if you borrow more than 80% of your home’s value. LMI can be avoided in a few ways: by saving for a larger deposit, having someone guarantee your loan, applying for a Keystart loan (available in Western Australia only), or utilising other government incentives.
The actual amount of LMI that you’ll pay depends on the LVR, the lender’s rates, and other factors about the property being purchased. LMI can end up costing several thousand dollars, so if you can avoid it, that’s the best case – instead, spend that money on furnishing your new home.
Can I use the 5% Deposit Scheme with other grants?2026-08-04T16:55:20+08:00

Yes! Locale helps you stack the 5% Deposit Scheme (previously known as the First Home Guarantee (FHBG), stamp duty concessions, and even our Deposit Boost with the scheme.

Eligibility criteria apply.

What our clients say

My Fiancé and I are currently in the process of building our first home together, Pryncess has truly made this experience much easier with her guidance and positive attitude. As we are first home buyers we have little knowledge about building a home. Pryncess ensured we know exactly what is going on and presented it in a way that helped us understand the full process. She has also kept us in the loop with absolutely everything that has gone on, and has consistent communication with us to make sure we are happy with everything and letting us know about any updates, next steps, etc which we have really appreciated.

Kelly White, First home buyer

I highly recommend! Locale Homes! My husband and I decided to look at building our first home. With so many companies out there offering you the world, Locale stood out to us the most. A one-stop shop for all things home and land.

Abigail Cunliffe,

We are incredibly thankful to have had Oumi guide us through our first home journey. From helping us find our ideal lot to supporting us through every step of the build, Oumi was an essential source of guidance, knowledge, and reassurance. We honestly don’t think we’d be in our new home without Oumi’s help — we had little to no understanding of the process when we started!

Oumi was always responsive, checking in even between the big milestones to see how we were going. He’s friendly, positive, and completely genuine — not “salesy” at all — which made us feel like we truly had someone on our side. We’d highly recommend Oumi to anyone starting their first home journey.

Mace, First home buyer

Dealing with Locale Homes has been an absolute pleasure. They found a block and home. Every step of the way was smooth and easy. Locale Homes did all the work with genuine care for the client’s wants. I would highly recommend anyone to deal with Locale Homes.

Nick Dawson, FIFO
Before engaging with Locale Homes, house and land hunting was a little frustrating. As first home buyers, we had very minimal knowledge on building and what was involved in the process. Our advocate helped us through every step and made the whole process smooth for us. Found us a block of land and created a house design that met all our criteria, also in a location right next to the beach, which was a bonus. The process so far has been systematic and quicker than expected.
Nicholas Te Aute, First home buyer

Locale homes has been awesome to deal with and Ivano has been an absolute star, from explaining every little detail to dealing with builder issues as they arise. If I were to build again I would definitely be giving Ivano a call.

Claire Baker, First home buyer
The team has been super helpful. This is my first time buying and Oumi has gone above and beyond to answer any and every question I have and assist me. They’re a great team and I’m super thankful to have them helping me with this journey!
Tayla Lloyd, First home buyer

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Create your perfect place.

We’re all about customised house and land packages. Let us know what you’re looking for and we’ll do the hard work to make it happen.

Endless choice.

Through our select panel of builders we have a huge range of home deesigns so you can find your perfect place. From dual key and narrow two-storey to family homes, and everything in between.

Your property partners.

As new home advocates we’re 100% independent from the banks, the builders and developers.